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Assurant Short Term Health Plan - Benefit Summary


Short Term Plan Benefits

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Plan Feature 6 Month Plan
Length of Coverage 30-185 days
Lifetime Maximum Benefit $2,000,000 per person
Deductible
The amount you must pay before Assurant Health pays any benefits
$1,000, $2,500, $3,500, or $5,000
Family Deductible
Same as indvidual deductible, only one deductible needs to be satisfied by all covered family members
Only one deductible needs to be satisfied by all covered family members
Coinsurance Options
Percentage of covered expense insurance pays after satisfaction of the deductible. For the 100% coinsurance option, the plan pays 100% of eligible expenses after the deductible is met. For the 80% and 50% coinsurance options, the plan pays 80% or 50% of the next $10,000 of eligible expenses after the deductible is met. Then the plan pays 100%.
100%
80%
50%
Doctor Visits
Subject to deductible and coinsurance
Covered for unexpected illness and injury. Discounts of 20%-35% for using network doctors
Hospital Benefits
Subject to deductible and coinsurance
Inpatient and outpatient services covered. Discounts of 20%-35% for using network facilities
Emergency Room Care
Subject to deductible and coinsurance
Covered
Ambulance Covered
Outpatient Surgery
Subject to deductible and coinsurance
Covered
X-ray and Laboratory
Subject to deductible and coinsurance
Covered
Prescription Drug Benefits
Subject to deductible and coinsurance
Includes prescription drug card for instant savings and covered subject to deductible and coinsurance

Optional Add-On Benefits 6 Month Plan
Term Life Insurance $25,000 for insured or $25,000 for both insured and spouse
Accidental Medical Expense
Provides first dollar coverage for treatment of an accidental injury.
Benefit amounts per accident are equal to the Short Term Medical deductible chosen.
Dental-Vision Discount Plan Save 10% to 60% on eyeglasses, contact lenses (disposables via mail order only), and other retail eyewear items through a network of over 13,000 eye care professionals nationwide. You can also receive discounts on eye examinations and surgical procedures including Lasik where available.

Save 10% to 50% on dental care expenses such as orthodontics (braces), dentures, cosmetic dentistry, crowns, extractions, fillings, oral surgery, periodontics and most other services through a network of more than 24,000 providers nationwide.

Save 25% to 50% off suggested retail prices on vitamin and nutritional supplements.