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BCBSIL - Medicare Supplement Plans



Medicare Supplement High Deductible Plan F

High Deductible Plan F

Our Rating:

High Deductible Plan F has the same benefits as Plan F after you pay an annual $2,140 deductible. The deductible amount represents the annual out-of-pocket expenses (excluding premiums) that you must pay before the policy begins paying benefits. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy, which includes the Medicare deductibles for Part A and Part B, but not the separate foreign travel emergency deductible.

By having a high deductible, your premiums are significantly lower than Standard Plan F.

Costs you can expect to pay with High Deductible Plan F that count towards the $2,140 deductible:

  • Medicare Part A deductible
  • Medicare Part B deductible

High Deductible Plan F covers:

  • Your Part A deductible and coinsurance
  • Your Part B coinsurance and the cost of the first three pints of blood
  • Benefits from High Deductible Plan F will not begin until your out-of-pocket expenses total $2,140. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy.
  • Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy, which includes the Medicare deductibles for Part A and Part B, but not the separate foreign travel emergency deductible.
  • The Medicare deductibles for Part A and B.
  • Medicare Part A hospital deductible and copayments
  • Skilled nursing facility copayment
  • $147 Part B Medicare deductible
  • Part B doctor charges that are in excess of Medicare-approved amounts
  • The cost of 365 extra days of hospital care during your lifetime after Medicare coverage
  • These expenses do NOT include Plan F's separate $250 foreign travel emergency deductible.

High Deductible Plan F Rates

Metro Rates

The following rates are for Illinois residents living in the following Counties:

  • Cook
  • DuPage
  • Kane
  • Lake
  • McHenry
  • Will
Plan
Age Standard Med-Select
HD F 65 $51.00 N/A
66 $54.00 N/A
67 $57.00 N/A
68 $60.00 N/A
69 $63.00 N/A
70 $66.00 N/A
71 $71.00 N/A
72 $74.00 N/A
73 $78.00 N/A
74 $82.00 N/A
75 $84.00 N/A
76 $87.00 N/A
77 $89.00 N/A
78 $91.00 N/A
79 $93.00 N/A
80 $94.00 N/A
99+ $113.00 N/A

Non-Metro Rates

The following rates are for Illinois residents living OUTSIDE the following Counties:

  • Cook
  • DuPage
  • Kane
  • Lake
  • McHenry
  • Will
Plan
Age Standard Med-Select
HD F 65 $47.00 N/A
66 $49.00 N/A
67 $52.00 N/A
68 $56.00 N/A
69 $59.00 N/A
70 $61.00 N/A
71 $64.00 N/A
72 $68.00 N/A
73 $71.00 N/A
74 $75.00 N/A
75 $77.00 N/A
76 $79.00 N/A
77 $81.00 N/A
78 $83.00 N/A
79 $84.00 N/A
80 $85.00 N/A
99+ $102.00 N/A