Individual Health Insurance
In Illinois, your ability to buy an individual health insurance policy from a private insurance compoany depends on your health status. In general, insurance companies in Illinois are free to turn you down because of your health status and other factors. When applying for an individual health policy, you will be asked questions regarding your health history. Depending on your health status, insurers might decline to sell you coverage or offer to sell you a policy with special limitations on what it covers. Every insurance company has their own set of underwriting guidelines. For certain medical conditions, a person may be declined by one company, offered a plan with limitations by another company, and offered a policy without limitations by a third company. If you would like to consult with one of our licensed agents to review the best insurance companies for your medical history, please contact us.
Living in the Chicagoland area has its own unique challenges when searching for health insurance. We understand there are seemingly infinite options available to you, and our online resources will help you save time and money in searching for the right health insurance policy. We are familiar with the underwriting guidelines and provider networks of each insurance company and can guide you through the process of finding a plan that best accomodates your lifestyle and budget.
Below is a list of our preferred companies offering individual health plans in Illinois: